نوبتيما > البودكاست > Don’t Dilute Your Ownership! The Debt vs Equity Debate Every Tech Founder Needs to Hear

Don’t Dilute Your Ownership! The Debt vs Equity Debate Every Tech Founder Needs to Hear

نوفمبر 29, 2024

Luc Arama is a Director in Tech Corporate Finance at HSBC Innovation Banking, where he specializes in guiding Enterprise Software, MarTech, and Life Sciences companies through their growth journeys. With over a decade of experience, including eight years at Barclays and a role at Silicon Valley Bank, Luc has worked extensively with high-growth companies, providing tailored finance solutions and strategic support. 

Luc has been instrumental in helping businesses secure the funding and resources needed to thrive in a competitive, fast-paced market. His background in corporate banking and relationship management makes him a trusted advisor to companies navigating the complexities of growth and public markets. Luc holds a BSc (Hons) in Economics from Loughborough University.

الملخص

In this episode with Luc Arama, you’ll learn:

  • HSBC Innovation Banking’s acquisition of Silicon Valley Bank (SVB) and Luc’s feelings about it.
  • How companies manage a debt facility with SVB in both the UK and the US.
  • Why a founder should consider going down the debt route rather than the equity route.
  • At what stages does HSBC Innovation Banking lend to companies.
  • What terms HSBC Innovation Banking usually offer for someone who is raising money through both an equity round and a venture debt facility.
  • How HSBC Innovation Banking differentiates itself in the market against traditional banks, venture debt funds, and VC funds.
  • How it differentiates from revenue-based financing.
  • Why HSBC Innovation Banking helps so many software companies compared to e-commerce.
  • What the due diligence process is for HSBC Innovation Banking when it underwrites.
  • Examples of covenants being breached and what happens if they are breached.
  • What needs to happen for HSBC Innovation Banking to auction off a business.
  • How Luc sees the financing landscape evolving in the future.
  • How you can get in touch with Luc.

روابط مهمة

ابدأ القيادة
الإيرادات
النمو اليوم

حدد موعداً لمكالمة استراتيجية مجانية مع أحد
من خبراء البرمجيات كخدمة SaaS لدينا

  • اطرح أي أسئلة
  • تعرّف على أفضل الاستراتيجيات لأعمالك
  • احصل على عرض أسعار بدون شروط

أليكسي بيكوفسكي

الرئيس التنفيذي والمؤسس

أمان غطاورة

رئيس قسم النمو

جورج إيليتش

رئيس العملاء

أدريجانا بالاتينوس

قائد تحسين محركات البحث

كتاب تحسين محركات البحث المجاني

احصل على دليل عملي مجاني مكون من 279 صفحة لتحسين محركات البحث في 2023

نداء استراتيجية النمو

احجز مكالمة هاتفية مع أحد خبراء النمو لدينا لاكتشاف أفضل طريقة لتنمية أعمالك

اتصل بنا